Canada

A Rotating Savings and Credit Association (ROSCA) is a group of individuals who act as an alternative financial institution. Each person contributes money towards a common fund, and the funds rotate through members at regular intervals. The member who borrows the funds will eventually repay their portion back into the association so the next member can withdraw their share.

At Louder Than Ten, we know that worker-owned cooperatives are scientifically proven to be more sustainable, more productive, and longer-lasting. Our conversion to a co-op was the next logical step in our belief and commitment to an equal power structure—and it just makes practical business sense.

To make housing truly affordable, governments need to support non-profit housing cooperatives.

Cinar, Larry, and Kevin talk with Hazel Corcoran and Jared Blustein from the Canadian Worker Cooperative Federation.

How has the COVID-19 pandemic affected the way co-ops do business in Ontario? Are there new ways of collaborating or communicating that are leading to innovation and growth of the sector?

ROSCAs consist of the regular pooling of money among friends and neighbors. It’s a way for individuals to amass chunks of money and is relied upon by millions of Black women in Africa, the Caribbean, and North America as a trusted alternative to formal banking systems that often exclude them.

Historian-activists Kassandra Luciuk and Saku Pinta join us to discuss the "hall socialism" that flourished in communities of Finnish and Ukrainian migrant workers in the early 20th century.

DSWC works with people with developmental disabilities “to facilitate their participation in all aspects of their home and community life”.

Melanie Conn talks about her life in the Canadian co-op movement.